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TIP! If your bank charges high monthly fees just for the privilege of keeping a checking account, consider switching to a credit union. Most people are eligible for credit union membership based on where they live or work or organizations they belong to.
TIP! If you are having trouble with money, apply for a credit card at your local bank. Credit cards are very valuable as they allow you additional time to pay back the money that you owe and can go a long way in establishing a firm credit score for benefits in the future.
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